Feb 25th, 2010 by admin
Good news for Maryland insureds. If you have a claim due to either of the snow storms they will be classified as 1 claim and not be charging 2 claims. MIA Bulletin (PDF)
John Gilkey
Sales Agent
jgilkey@roadwayauto.com
301-499-0135
301-499-0766 Fax
Feb 10th, 2010 by admin
There are a lot of factors that insurance companies use to figure what your premium will be for car insurance. These factors fall into two categories: things that you have no control over and other things that you can control. If you change some of these controllable factors, you can significantly lower your premium.
The factors that influence your insurance rate that you can’t change are:
1. Age – According to statistics drivers younger than 25 are the most likely to be in automobile accidents. When it comes to discounts, age plays a factor. There are five milestone ages when insurance rates will drop significantly and they occur at age 18, 19, 21, 25 and 30.
2. Gender – Women have proven to be safer drivers in general and therefore often receive discounts from insurance companies.
3. Marital Status – People who are married have lower premiums than single people with the same driving record. Combining two drivers into one policy is a considerable savings.
The following factors are things that you can control. Making a few changes can have a positive impact on the price of your insurance premium for auto insurance.
1. Location – Your address can actually affect what you pay for insurance. If you live in the country or anywhere with light traffic you will pay less for insurance. Living in busy cities or even the suburbs can negatively affect the rate you pay because of the increased chances of traffic accidents and car theft.
2. Driving Record – Any traffic violation automatically makes you a higher risk as far as most insurance companies are concerned. Luckily, as you get farther away from your last violation your premium should come down.
3. Value of the car – Cheaper cars cost less to insure.
4. Traffic Accidents – If have been involved in traffic accidents and have made an insurance claim, your premium will be higher.
5. Education – The more levels of education you have, the lower your premium will be.
6. Credit – Surprisingly, there are a lot of insurers who consider someone with a poor credit rating a high risk when it comes to determining insurance rates.
7. Owning a home – People who own their own homes will often get a discount because homeowners are thought to be more responsible.
Some other factors that insurance companies take into consideration are things like the distance your drive to your job, how many miles you drive each year, whether or not you use your car for business, whether or not you have theft protection devices, and how many cars you are insuring.
Jan 25th, 2010 by admin
Thanks for visiting Roadwayauto.com. Are you ready for the new year? Do you have the coverages you need? Do you know the coverages you have? During these tough economic times we all need to save where we can. You can contact an agent for a free no obligation insurance analysis. Be prepared for winter with towing and emergency roadside service. Roadway offers a 24 hour product that can assist you if you break down and need a tow or jump start. Don’t be left in the cold or rain.
Jan 12th, 2010 by admin
Choosing a great car insurance company to do business with can be a hassle, and how can you really know if you’re making the right choice? Choose Roadway Insurance for your insurance needs, and question no longer. Here’s why.
Calling around to car insurance companies and waiting through long automated systems just to get your quote can be time consuming and aggravating. Roadway Insurance answers their phone. Not only do you get direct service, but Roadway takes the time to shop for your rate, leaving you to do more important things with your time. You provide your information to the personable staff at Roadway just once. They take it from there.
Roadway offers car insurance for everyone. Nobody is turned away. There is an insurance carrier for everyone and Roadway will work to find one that is compatible with you, even if you’ve been turned down by another company or were given a sky-high quote. You will be treated with the respect that you deserve as a customer. Roadway insures that, too.
Have an insurance policy cancelled? Because of tough insurance regulations and company policies, it can be difficult to obtain coverage through a new provider. Roadway can handle that for you. They have a company for everyone! Remember, nobody is turned away
Roadway Insurance offers every benefit that the best car insurance company would. They offer a full line of insurance to every kind of driver, and friendly faces who know you by name. Roadway stands behind you and is always there to answer any confusing insurance question that might come up. They work hard to save you money, asking all the right questions and applying all the right discounts.
Convenience, low insurance rates, personal service, after hours contact, motorcycle and car insurance, and discounts galore; this is what a great insurance company can offer, and Roadway Insurance has it all.
Dec 14th, 2009 by admin
Getting a great rate on Maryland car insurance begins right here at Roadway Insurance.
Request your car insurance quote or motorcycle insurance quote now to see first hand how our no hassle quoting system can help you find the best possible rate for the coverage that you need.
With our main insurance offices located in Capitol Heights Maryland, Laurel Maryland, and Temple Hills Maryland which is near Washington D.C.; you have a convenient location nearby.
Even if you have a bad driving record, need a FR-19 / Sr-22, or haven’t had prior insurance coverage, we want your business. We’ll do our best to provide you with cheap car insurance.
Get an online auto insurance quote or select from one our convenient Maryland locations our cheap auto insurance.