Having car insurance is a requirement and choosing the right car insurance company can sometimes be overwhelming with so many insurance companies competing for the same customers. However, there are some important factors, which you should bear in mind when choosing a car insurance company, including customer service, competitive rates and the ability to handle and honor claims.

When choosing a car insurance company the price or rate is critical since getting good coverage, while paying as little money as possible is usually the goal of customers. However, car insurance companies often offer varying rates for different types of drivers. If you find that the rates are reasonable and affordable for your desired coverage, you should look at other factors such as customer service. These may include the ease of contacting the company and getting answers to your questions as well as communication methods available to you, including email, website and telephone.

One of the most important aspects of car insurance is getting assistance with your claims. This is critical since the reason for buying car insurance is to provide you with a safety net in the event of an accident and you need to submit a loss or liability claim. Another factor to consider when choosing a car insurance company is its stability and financial strength as this is an indication of its ability to pay out claims.

If you are living in the Washington, DC metro area, Roadway Insurance Inc., along with its network of insurance companies, provides you with affordable car insurance coverage with up to 30% discount and outstanding customer service. Rated as the number one customer service agency in DC and Maryland, you can be confident that Roadway Insurance Inc. will provide you with convenient as well as easy access to its many offices across Maryland. Customer service is also available after regular work hours.

Insuring your car with Roadway Insurance Inc. will help you to receive competitive coverage and low rates for all drivers. This includes drivers with deplorable driving records requiring Sr 22 and FR-19 filing as well as new and other high risk drivers.

At Roadway Insurance Inc. you can get an insurance quote quickly and without hassle whether online at RoadwayAuto.com, in person or on the phone. You will also benefit by doing business with a reliable company offering great customer service, competitive rates and the ability to honor your claims.

Tags: car insurance, car insurance company, Car Insurance Maryland, Maryland, MD

Roadway Insurance Inc is now using LexisNexis to insure the most accurate information. We will be able to verify correct accidents and violations to get the most accurate estimates available. We can make sure you are not paying too much for your car insurance. We are also offering a free insurance check up. Please call us to set up an appointment for your evaluation at 301-499-0135

Tags: auto insurance, car insurance, Fee Car Insurance Checks, Maryland, MD, Roadway Insurance, Washington DC

Every time a driver or rider gets on the road, there is never a guarantee that he or she need will not encounter some kind of catastrophe along their journey. One should be prepared for the unexpected by purchasing insurance not only because life is so uncertain but also because the law requires every rider or driver to have coverage in case of an accident. Finding the most appropriate source of coverage with the most reasonable rate can be a confusing and frustrating process in these questionable economic times.

Large insurance corporations are known for providing acceptable coverage, but they are usually impersonal and can afford to skimp on customer service because their business is more widespread, thus allowing them to more easily procure new customers. On the other hand, incredibly tiny companies that only operate within one or two towns will provide great customer service because they are in dire need to please their limited number of clients; however, they may not be able to offer competitive rates because they have fewer investors, resulting in less capital. Consequently, these companies will have higher rates and may costs the customer a significant financial inconvenience. Therefore, why not opt to choose a motorcycle insurance policy that combines the best qualities of both the large and small insurance carriers.

Insurance providers that only service single states, such Roadway Insurance Agency, a company that insures only Maryland drivers and riders, are large enough to give customers fantastic and competitive state-wide coverage because they insure more than one community while also having a small enough client base to boast individual attention and excellent customer service. Roadway Insurance Agency offers a wide variety of discounts in a plethora of categories, easily rivaling bigger chains like Progressive and Nationwide. At Roadway Insurance Agency, motorcyclists can receive special discounts based on their residency status, current insurance coverage, the number of months with a previous carrier, any safety or drivers education courses that have been completed, or even if the rider is a member of a riding group.

The patron also has the ability to process claims and check the status of claims on the internet, but they can also easily find a local office in order to discuss policies face to face rather than over a phone or internet connection. Certainly, when shopping for the most reasonable motorcycle insurance rates, it pays less to shop locally.

Tags: Baltimore, Insurance Maryland, Maryland, MD, Motorcycle Insurance, Motorcycle Insurance Rates, Oxon Hill

Coming Soon, Roadway is going “Green”. You will soon be able to save time by processing your car insurance payment online. No more paper checks or mailing payments or sitting in traffic to deliver a payment. You will be able to get immediate confirmation of a payment.

Roadway Insurance will be having a customer appreciation day at our Laurel location in May. We are going to try a car wash with a cookout possibly. The proceeds will go to a charity not yet determined.

We would also like to announce Larry Gross as our agent of the month.

Tags: auto insurance, car insurance, Going Green, Maryland, maryland car insurance, MD, Roadway Insurance

Looking for low cost auto insurance in Maryland? If you have had a difficult time being able to afford purchasing auto insurance in Maryland, then you should know about MAIF. The Maryland Automobile Insurance Fund, or the MAIF program, is an unique fund created to provide low income individuals and families with auto insurance, at rates they can afford. The state government works in partnership with the public and private sectors to fill the gap between expensive and affordable insurance.

The Quality Of Coverage

While the MAIF auto insurance prices range from reasonable to fairly low rates, it maintains a high level of customer service quality. Thousands of residents from Maryland have received more than satisfactory service. If fact, MAIF has caught on with so many residents that it has not needed any government tax dollars nor any money for marketing.

Why Do Low Income Individuals Like It?

The fact is that people with low incomes like MAIF because it is so inexpensive. One of the main reasons why this is possible, is because MAIF insurance concentrates on the state minimum required, as shown in 99% of their policies. It is also attractive because individuals can easily qualify. MAIF does not turn away any individual no matter what their driving history may be and covers every person that applies.

Where Can You Get It?

Since MAIF does not employ an agent or producer, you can get coverage through many auto insurance sales businesses. Over 2,500 small insurance businesses have prospered from selling MAIF policies.

Unique Payment Service

MAIF customer service gives customers an unique way to pay a bit more on their premiums. By contacting customer service, customers can pay an additional monthly amount using a credit or debt card. MAIF accepts Discover, MasterCard and Visa. Any card with a MasterCard or Visa logo will also be accepted. Customers can spend less time to make a payment and companies end up with a lower amount of cancellations.

Available Information On The Internet

If you can not purchase auto insurance through private businesses in Maryland, yet would like to get the minimum auto insurance required, you can find information about MAIF on the internet. Keep in mind that MAIF offers a basic service that can save you money and time.

Tags: Cheap Care Insurance, MAIF Insurance, Maryland, maryland car insurance, MD

Good news for Maryland insureds. If you have a claim due to either of the snow storms they will be classified as 1 claim and not be charging 2 claims. MIA Bulletin (PDF)

John Gilkey
Sales Agent
jgilkey@roadwayauto.com
301-499-0135
301-499-0766 Fax

Tags: Car Insurance Claims, February Snow Storm Claims, maryland car insurance, Maryland Insurance, Maryland Insureds

There are a lot of factors that insurance companies use to figure what your premium will be for car insurance. These factors fall into two categories: things that you have no control over and other things that you can control. If you change some of these controllable factors, you can significantly lower your premium.

The factors that influence your insurance rate that you can’t change are:

1. Age – According to statistics drivers younger than 25 are the most likely to be in automobile accidents. When it comes to discounts, age plays a factor. There are five milestone ages when insurance rates will drop significantly and they occur at age 18, 19, 21, 25 and 30.

2. Gender – Women have proven to be safer drivers in general and therefore often receive discounts from insurance companies.

3. Marital Status – People who are married have lower premiums than single people with the same driving record. Combining two drivers into one policy is a considerable savings.

The following factors are things that you can control. Making a few changes can have a positive impact on the price of your insurance premium for auto insurance.

1. Location – Your address can actually affect what you pay for insurance. If you live in the country or anywhere with light traffic you will pay less for insurance. Living in busy cities or even the suburbs can negatively affect the rate you pay because of the increased chances of traffic accidents and car theft.

2. Driving Record – Any traffic violation automatically makes you a higher risk as far as most insurance companies are concerned. Luckily, as you get farther away from your last violation your premium should come down.

3. Value of the car – Cheaper cars cost less to insure.

4. Traffic Accidents – If have been involved in traffic accidents and have made an insurance claim, your premium will be higher.

5. Education – The more levels of education you have, the lower your premium will be.

6. Credit – Surprisingly, there are a lot of insurers who consider someone with a poor credit rating a high risk when it comes to determining insurance rates.

7. Owning a home – People who own their own homes will often get a discount because homeowners are thought to be more responsible.

Some other factors that insurance companies take into consideration are things like the distance your drive to your job, how many miles you drive each year, whether or not you use your car for business, whether or not you have theft protection devices, and how many cars you are insuring.

Tags: auto insurance, car insurance, Car Insurance Maryland, Car Insurance Rates, Landover, Largo, Laurel, Maryland

Thanks for visiting Roadwayauto.com. Are you ready for the new year? Do you have the coverages you need? Do you know the coverages you have? During these tough economic times we all need to save where we can. You can contact an agent for a free no obligation insurance analysis. Be prepared for winter with towing and emergency roadside service. Roadway offers a 24 hour product that can assist you if you break down and need a tow or jump start. Don’t be left in the cold or rain.

Tags: auto insurance, car insurance, cheap auto insurance, Maryland, maryland car insurance, MD

Choosing a great car insurance company to do business with can be a hassle, and how can you really know if you’re making the right choice? Choose Roadway Insurance for your insurance needs, and question no longer. Here’s why.

Calling around to car insurance companies and waiting through long automated systems just to get your quote can be time consuming and aggravating. Roadway Insurance answers their phone. Not only do you get direct service, but Roadway takes the time to shop for your rate, leaving you to do more important things with your time. You provide your information to the personable staff at Roadway just once. They take it from there.

Roadway offers car insurance for everyone. Nobody is turned away. There is an insurance carrier for everyone and Roadway will work to find one that is compatible with you, even if you’ve been turned down by another company or were given a sky-high quote. You will be treated with the respect that you deserve as a customer. Roadway insures that, too.

Have an insurance policy cancelled? Because of tough insurance regulations and company policies, it can be difficult to obtain coverage through a new provider. Roadway can handle that for you. They have a company for everyone! Remember, nobody is turned away

Roadway Insurance offers every benefit that the best car insurance company would. They offer a full line of insurance to every kind of driver, and friendly faces who know you by name. Roadway stands behind you and is always there to answer any confusing insurance question that might come up. They work hard to save you money, asking all the right questions and applying all the right discounts.

Convenience, low insurance rates, personal service, after hours contact, motorcycle and car insurance, and discounts galore; this is what a great insurance company can offer, and Roadway Insurance has it all.

Tags: auto insurance, car insurance, car insurance company, cheap auto insurance, Maryland, maryland car insurance, MD, Roadway Insurance, Washington DC

Cheap Car Insurance Prices

Getting a great rate on Maryland car insurance begins right here at Roadway Insurance.

Request your car insurance quote or motorcycle insurance quote now to see first hand how our no hassle quoting system can help you find the best possible rate for the coverage that you need.

Car Insurance Locations

With our main insurance offices located in Capitol Heights Maryland, Laurel Maryland, and Temple Hills Maryland which is near Washington D.C.; you have a convenient location nearby.

Coverage for all drivers

Even if you have a bad driving record, need a FR-19 / Sr-22, or haven’t had prior insurance coverage, we want your business. We’ll do our best to provide you with cheap car insurance.

Get an online auto insurance quote or select from one our convenient Maryland locations our cheap auto insurance.