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Some drivers may find obtaining auto insurance a difficult task. They may have been turned down by several companies or may have had their previous policy cancelled for various reasons. The Maryland automobile insurance fund (MAIF) is there for Maryland residents who cannot get insurance elsewhere. In the United States, it is required by law [...]

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MAIF stands for the Maryland Auto Insurance Fund, which is a state operated insurance pool for Maryland residents who are unable to obtain standard automobile liability coverage. It was created in 1972 for the purpose of eliminating the classic Catch-22 of a government mandate that all drivers carry insurance coupled with private companies’ ability to [...]

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Maryland drivers  can now ADD THREE EMERGENCY CONTACTS TO THEIR DRIVER’S LICENSE so police will know who to call if an accident occurs. The emergency contact information is stored electronically on an individual’s driver’s license and will be available only to authorized law enforcement personnel. You can go to the MVA’s website at www.mva.maryland.gov and add [...]

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Many people pay their insurance premium each month without knowing exactly what they are paying for, or how the figure is calculated. Because some drivers don’t know what the coverage on their policy means, they may not know what to expect in the event of an accident. Other times, drivers will pay much more for [...]

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The first point of interest I should make is that, when considering how much auto insurance to charge a customer, there are several criteria that an insurance company will use when examining rates. The first of which is: your driving history. In regards to your driving history, ask yourself if you find that you’re a [...]

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There are certain, proven ways to best choose a car insurance company. One of the safest and strongest car insurance companies anyone could possibly ever use can be found at www.roadwayauto.com/. Roadway Insurance has several advantages and benefits over many other companies. Quotes and Rates This company will provide you with free rate quotes either [...]

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Maryland has exceptionally strict rules regarding automobile insurance. A driver cannot get a driver’s license without having auto insurance. Owners of uninsured automobiles are heavily fined for allowing their insurance to lapse. However, auto insurance in the private insurance market is not available to everyone. The state recognized this fact and in 1972 created a [...]

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In most states now, car insurance is a requirement. Fines for not having insurance can range between $50 and $500 depending on the state. Finding reasonable car insurance takes a lot of research. Knowing exactly what you need and what the state requirements are is a must. Insurance policies come in liability, comprehensive liability and full [...]

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Auto insurance can be difficult to understand. What everyone needs to know is the minimum requirements for their state. Maryland and D.C. require a minimum of Bodily Injury $30,000-$60,000 and Property Damage $15,000. This is only the minimum required, coverages can be, and usually, should be extended beyond required coverage. The most effective route to finding what [...]

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The state of Maryland requires that every vehicle that is driven or operated on roads and highways within the state to be covered by an auto insurance policy that is provided by a legitimate car insurance company. The minimum insurance policy requirements include liability coverage, uninsured motorist coverage and person injury protection coverage. Despite the [...]

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